Fannie Mae MH Advantage®

Help prospective homebuyers to get the design features they want at a price they can afford.

Homeownership option that offers affordable conventional financing for Manufactured

Housing (MH) with features similar to site-built home, including:

Roof treatments distinct from traditional manufactured homes, including eaves and higher pitch rooflines

Lower profile foundations, garages or carports, porches, and/or dormers

Interiors that feature drywall, as well as kitchens and bathrooms with upgraded cabinets

Construction elements, including durability features like durable siding materials

Energy efficiency standards (minimum energy ratings apply)

Benefits to borrower:

Higher loan-to-value (LTV) ratios of up to 97% (3% cash required from borrower).

Reduced Mortgage Insurance coverage for fixed-rate term ≤ 20 years

August Roussel

NMLS 1096593

LOAN OFFICER

D: (512) 375-4160

august@glorymortgage.com

angelai.com/partner/augustroussel

292 Housefinch Loop

Leander, TX 78641

Branch NMLS 2123511

MH Advantage® is a registered trademark of Fannie Mae.

Our products and services have no affiliation with or endorsement from any government agency or body.On a Conventional 30-Year fixed rate purchase with loan amount $218,250.00 (at 97% LTV with 3% cash required from borrower), at an interest rate 3.25% with $0 discount points (Annual Percentage Rate - 3.8254%), you will be required to make 360 equal monthly payment of $949.84 (which

includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher).

On a Conventional 30-year fixed rate purchase with loan amount $218,250 (at 97% LTV with 3% cash required from borrower), at an interest rate

3.25% with $0 discount points (Annual Percentage Rate - 3.825%), you will be required to make 360 equal monthly payment of $949.84 (which

includes principal and interest only, so your actual payments, including taxes, insurance, and other property charges, will be higher).

Branch NMLS XXXXXXXXXX

For Texas residents only. August Roussel is licensed in TX. All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax, or accounting advice. Glory Mortgage LLC (NMLS ID 2123511) in Texas as a Residential Mortgage Loan Originator holds a Mortgage Company License, licensed by the Texas Department of Savings and Mortgage Lending, Phone: (877) 276 5550. For licensing information, go to: www.nmlsconsumeraccess.org. In all jurisdictions, the principal (Main) licensed location of Glory Mortgage LLC is 292 Housefinch Loop, Leander, TX 78641 Phone: (512) 375-4160.

Turn this page over for a sample MH Advantage® sticker and a list of manufacturers participating in the MH Advantage® program.

The Manufacturer will affix a MH Advantage® sticker to homes that

meet its eligibility criteria, for easy identification.

List of manufacturers participating in the MH Advantage® Program:

American Homes of Brewerton

American Homes of Dryden

American Homes of Weedsport

American Homestar of Lancaster, LLC

Cavalier Home Builders, LLC

Cavco Industries, Inc.

Champion Home Builders, Inc.

Champion Modular, Inc.

Chariot Eagle

Clayton Homes, Inc.

CMH Hodgeville, Inc.

CMH Manufacturing West, Inc.

Commodore Homes

Deer Valley

Destiny Industries

Eagle River Homes, LLC

Fairmont Homes

Fleetwood Homes

Franklin Homes, LLC

Hallmark Southwest

Homette Corporation

Hudson Valley Homes

Kabco Builders, Inc.

Kit Custom Home Builders

Lexington Homes

Manufactured Housing Enterprises, Inc.

Oak Creek Homes, LLC

Pine Grove Homes

Platinum Homes, LLC

ScotBilt Homes, Inc.

Skyline Champion Corporation

Skyline Homes, Inc.

Southern Energy Homes, Inc.

Sunshine Homes, Inc.

TCC Clarion Limited Partnership

Please visit https://singlefamily.fanniemae.com/originating-underwriting/mortgage-products/manufactured-housing-financing/

participating-manufacturers for an up-to-date list of manufacturers participating in the Fannie Mae MH Advantage® program.

Sun West is not affiliated with any of the manufacturers and encourages you to shop for a home that suits you.